Account Relationship Manager, Commercial Banking

2 weeks ago


Penang, Malaysia Hong Leong Bank Berhad Full time 80,000 - 120,000 per year

Key Responsibilities and Accountabilities

Portfolio Management

  • Acquire new account relationships.
  • Manage a portfolio of existing Commercial Banking Account relationships in order to grow both funded income and non–funded income.
  • Write credit applications for new account acquisition and ensure timely review and renewal of existing accounts.
  • Ensure acceptable asset quality of existing portfolio by being pro-active and up-to-date in terms of market intelligence in relation to accounts and industry of portfolio management.
  • Work closely with product partners including Trade Services, Global Markets, and Deposit & Liability Management in order to meet financial and banking requirements of clients in a wholesome manner.
  • Ensure that banking facilities offered to clients are structured in compliance with credit lending policies.
  • To preserve the assets quality of the bank at all times.

Account Prospecting

  • Identifying and contacting prospects.
  • Evaluating prospects financing needs.
  • Assessing and putting up Credit Applications to Wholesale Credit.
  • Preparing and following up on acceptance of offer.

Account Management

  • Monitoring utilization.
  • Reviewing annually or periodically borrower's facilities.
  • Keep in contact with customers e.g., through site visitations etc.
  • Exploring cross-selling opportunities.

Jobholder Requirements:

Requirements

  • Malaysian citizen.

Education/Qualification

  • Degree in Finance / Economics or equivalent.

Experience

  • 5 years and above experience in commercial loan/sales.


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