Junior Credit Assessment

7 days ago


Bukit Bintang, Malaysia GENO Management Full time

Position :
Junior Credit Assessment

Location :
Bukit Bintang, KL

Salary Range :
RM 3,900 - RM 4,500

Working Hours :
Monday - Friday (10am - 7pm)

Position Overview:

Responsibilities:

  • Conduct preliminary assessments of clients' creditworthiness and eligibility for different mortgage products.
  • Collaborate with senior consultants to analyze clients' financial profiles and recommend appropriate mortgage solutions.
  • Educate clients about various mortgage options, terms, and interest rates to help them make informed decisions.
  • Communicate with lenders, underwriters, and other stakeholders to facilitate the mortgage approval process.
  • Stay uptodate with industry regulations and lending guidelines to ensure compliance.
  • Provide exceptional customer service by promptly addressing clients' inquiries and concerns.
  • Assist in coordinating and scheduling client meetings and followups.
  • Participate in training programs and professional development opportunities to enhance your knowledge and skills.

Requirements:

  • Educational Background: A diploma in finance economics or equivalent is typically required. Bachelor's degree in any field acceptable however a related field will be an added advantage.
  • Communication Skills: Strong verbal and written communication skills are essential for effectively explaining complex financial concepts to clients and collaborating with various stakeholders.
  • Analytical Skills: Junior Mortgage Consultants should be detailoriented and possess strong analytical skills to evaluate clients' financial documents and assess their creditworthiness.
  • Customer Service: A customercentric approach is crucial in building trust and rapport with clients and providing exceptional service throughout the mortgage process.
  • Team Player: Ability to work collaboratively with senior consultants, mortgage advisors, and other team members to achieve shared goals.
  • Adaptability: The mortgage industry can be dynamic, so the willingness to adapt to changes in regulations, policies, and market trends is beneficial.
  • Time Management: Effective time management skills are necessary to handle multiple tasks and meet deadlines in a fastpaced environment.
  • Ethical Conduct: Demonstrated commitment to maintaining high ethical standards and safeguarding client information and confidentiality.
  • Computer Skills: Proficiency in using relevant software and technology for mortgage calculations, documentation, and client communication.
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