Business Relationship Developer
7 days ago
The Business Relationship Developer will be responsible for managing a portfolio of corporate accounts by monitoring the status and credit risk of each account. This includes identifying opportunities to enhance relationships with clients, maximizing earnings potential and revenue of relationships, and ensuring asset quality of the portfolio.
The ideal candidate will have a minimum 5 years of banking experience with majority exposure to corporate banking and credit risk management. A degree in Finance, Accounting or equivalent is required, and professional credit certification such as PCC, CCE, BCP, Chartered Banker is an added advantage.
Key responsibilities include:
- Credit Acquisition: Work with the Head of Department and lead the Team Members to originate deals, wallet sizing, and cross-selling on existing portfolio, exceeding clients' expectations and overall growth.
- Account Profitability: Maximize earnings potential and revenue of relationships, review and monitor revenue performance, multiple products sold to clients, managing portfolio's ECL, and ensuring asset quality of the portfolio.
- Client Relationship Management: Support, identify, solicit, and establish a high-value client base for the bank. Ultimate ownership of customer relationship and customer interface, activate opportunities and risk criteria, manage proactively a portfolio of corporate accounts by monitoring the status and credit risk of each account.
- Service Management: Promptness in completing annual reviews, other credit submissions, preparation of Executive Summary, where necessary, ensure promptness and quality of credit processing, present all annual review papers to Group Management Credit Committee, monitor overdue accounts, and undertake prompt measures to prevent deterioration to NPL.
- Staff Development: Mentor and coach the Assistant Relationship Manager(s) (ARM), identify training needs, and recommend ARM for development training, guide and advise the ARM of their portfolio management.
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